Direct primary care has gained popularity since its introduction to the healthcare industry in the mid-2000s. New models of care are emerging as health insurance becomes more complicated, costly, and frustrating. Direct primary care is an alternative to health insurance for patients who don't have it or are fed up paying high monthly premiums.
Direct primary care is a financial arrangement between a patient or healthcare provider. Direct primary care eliminates the need for providers and patients to file claims on their health insurance. Direct primary care patients don't have to pay any monthly premiums or copays. Instead, patients pay a monthly fee to their healthcare provider. The best direct primary care doctors in Charlotte, NC enroll patients in a high-deductible health plan (HDHP).
This is everything you need to know regarding direct primary care and whether it's right. Before you sign a financial agreement, be aware of the potential financial risks and rewards.
Spend more time with your healthcare provider
Direct primary care physicians can save time by not having to prepare and file insurance paperwork. This allows them to have in-depth consultations and visits with their patients. Direct primary care practices also typically have fewer patients than those accepting insurance. The ability to learn more about patients and their stories allows for personalized care.
A traditional insurance plan does not allow patients to know what their insurance will cover. After discounts and deductibles have been applied, patients are given an explanation about what they will be charged for their visit. This confusion is eliminated by direct primary care. Patients are informed about the monthly cost of membership and the flat fee for visits. The services offered do not affect the fee.